We are nearing the end of the year's first quarter, and now is the right time to refocus on the goals we set back in January. Perhaps we feel guilty that our goals have been stagnant or completely forgotten.
Creating a new habit or starting with a goal has no expiration date. You can still sign up for the gym, learn a new language, or begin a saving habit to achieve your dreams, such as owning a home or land. If you are interested in this last point, stay! We'll give you 3 creative ways to start saving.
52-Week Challenge
As the name suggests, this challenge lasts 52 weeks and consists of saving an amount of money that will increase every week. For example, the first week, $10; the second week, $20; and so on.
You'll see many similar challenges, each with variations in the time and total amount to be saved. You can adapt to the most aligned with your goals and even create your own time and money margins.
Kakebo Method
This Japanese method dates to the beginning of the 20th century. Its name, "kakebo", means "account book". It consists of keeping a written record of our income and fixed and variable expenses and organizing them into categories.
This method involves becoming aware of how we spend our money. We must analyze and allocate spending and savings budgets more responsibly.
Rule 50/30/20
This rule has become popular because of its effectiveness. Basically, it consists of assigning a certain percentage of your income to different categories:
- 50% goes to needs such as rent, supermarket, services, etc.
- 30% goes to desires such as trips, hobbies, outings, etc.
- 20% goes toward your savings goals.
Like the 52-week challenge, this rule is a guideline that you can adjust to your needs.
Meet Your Goals with Grupo Emerita
We are a real estate developer with over 30 years of experience and more than 60 completed developments. Our projects are located in Tulum and Playa del Carmen, and whether you are looking for an apartment, studio, villa, or land, we have something for you.
We invite you to learn more about the benefits of investing with Grupo Emerita!
You might be interested: Grupo Emerita: An Experienced Developer
